Types of Health Insurance:

  • Individual Health Insurance: Covers medical expenses of a single person based on their specific health needs.
  • Family Floater Health Insurance: One sum insured shared among family members, offering cost-effective coverage for families.
  • Top-Up & Super Top-Up Plans: Additional coverage that increases your health insurance limit at a lower cost, beyond a defined deductible.
What to consider when choosing:
  • Adequate sum insured considering rising medical costs
  • Waiting periods for pre-existing and specific diseases
  • Network hospitals and cashless treatment facilities
  • Sub-limits, co-payment clauses, and exclusions
  • Renewal benefits, no-claim bonuses and etc.